FEMA: Scammers Targeting Hurricane Harvey Victims With Robocalls

Harvey could overwhelm federal flood insurance program

Harvey made landfall in Texas late Friday as a Category 4 hurricane and has lingered off the coast, dropping almost 50 inches as a tropical storm. That was after he realized his homeowners insurance doesn't cover floods.

There are reports that Texas residents are receiving robocalls telling them their flood insurance premiums are past due and they need to submit a payment immediately to a website in order to have coverage for Hurricane Harvey.

He replied quickly, "Absolutely! Most people don't have that".

If you have a problem with a flood insurance claim, you'll have to deal with FEMA.

Hensarling's committee has already passed a series of bills that would increase premiums by 8 percent annually for certain policies instead of the current 5 percent, among other changes. And the cost for that policy is $450. Riskier areas cost more. "It would even motivate cities to write better building codes and zoning restrictions, to reduce local property insurance premiums". On Wednesday, FEMA announced it will also provide expedited assistance that could give people with flood policies up to $10,000 fairly quickly. He says most mortgage companies require government flood insurance only for homes within designated flood zones.

Elegant in theory, the plan gradually succumbed to real estate interests, with the result that flood insurance enabled rather than managed development along coasts and in other flood-prone areas-ultimately putting more people and property at risk.

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"While the NFIP is in desperate need of improvements - from protecting homeowners from outrageous premiums and storm victims from fraud and abuse - the program can not be allowed to lapse, because then tens of thousands of New Yorkers and millions of Americans would be in jeopardy", said Senate Democratic leader Charles E. Schumer of NY. I made a decision to do a little digging on the subject, and the result was today's column at The Week, which examines how NFIP, a division of FEMA, contributed to the tragedy of Hurricane Harvey. "We're going to move you out into a different area". "Where will it go?"

Members of Congress only have 12 working days after they return from their August recess to not only raise the debt ceiling and reauthorize the NFIP, but also determine how they're going to fund the government and renew the Children's Health Insurance Program.

The debate sets up another potential stand-off in September.

Insurance agents know, that's not a good situation when it comes to the sustainability of the nation's biggest parachute when it comes to flood coverage.

With the subsidy, people build beachfront homes and businesses along frequently flooded coastlines, knowing that FEMA and its offspring NFIP will ultimately write checks when disaster strikes.

Amanda Farmer, a Farmers insurance agent in Memphis, told FOX13 homeowners and vehicle insurance rates in the Mid-South should not be impacted, but flood insurance rates may increase nationwide.

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